Kajian Status Sosial Ekonomi Keluarga dalam Pemilihan Asuransi Kesehatan

Dwi Noerjoedianto(1), Andi Subandi(2),


(1) University of Jambi
(2) University of Jambi

Abstract


Health insurance is a health financing guarantee that needs to be chosen to face health risks and increasingly expensive medical costs.  Socio-economic status is related to the level of ability that a person has in buying health services. Currently, 68.25% of the population who have compulsory health insurance (BPJS Kesehatan, Jamkesda and Company Insurance) have voluntary insurance and 1% have voluntary insurance. The purpose of this study was to determine the relationship between family socioeconomic status and the choice of health insurance in Jambi City. The research design was a cross sectional survey method with a population of 183,448 households focusing on a sample of 164 households, the sampling technique was probability sampling. Analysis with Chi-Square test, shows that there is a relationship between education (pv= 0.021) on the choice of health insurance and there is no relationship between income (pv=0.324), occupation (pv=0.644), number of family members (pv=0.377),   and asset ownership (pv=0.063) on the selection of health insurance.

Keywords


Socioeconomic Status; Family Income; Health Insurance Selection

Full Text:

PDF

References


Adams, R., Chou, Y. J., & PU, C. (2015). Willingness to participate and Pay for a proposed national health insurance in St. Vincent and the grenadines: A cross-sectional contingent valuation approach. BMC Health Serv Res, 15(1), 1-10.

Alesane, A., & Anang, B. T. (2018). Uptake of health insurance by the rural poor in Ghana: Determinants and implications for policy. Pan Afr Med J, 31, 1-10.

Amu, H., & Dickson, K. S. (2016). Health insurance subscription among women in reproductive age in Ghana: do socio-demographics matter. Health Econ Rev, 6(1).

Benlagha, N., & Hemrit, W. (2020). Internet use and insurance growth: evidence from a panel of OECD countries. Technol Soc .

Dragos, S. L., Dragos, C. M., & Muresan, G. M. (2020). From intention to decision in purchasing life insurance and private pensions: different effects of knowledge and behavioural factors. J Behav Exp Econ, 87-101.

Hermanto, A. S., Rimawati, E., & Ernawati, D. (2014). Kesiapan Pekerja Sektor Informal (Sopir Truk Container) Dalam Membayar Jaminan Kesehatan Nasional (Jkn) Di Kota Semarang. VisiKes, 13(2), 3-9.

Intiasari, A. D., Trisnantoro, L., & Hendrartini, J. (2015). Potret Masyarakat Sektor Informal di Indonesia: Mengenal Determinan Probabilitas Keikutsertaan Jaminan Kesehatan sebagai Upaya Perluasan Kepesertaan pada Skema Non PBI Mandiri. Jurnal Kebijakan Kesehatan Indonesia, 4(4), 26-32.

Iqbal, M., Chowdhury, A. H., Mahmood, S. S., Mia, M. N., Hanifi, S. M., & Bhuiya, A. (2017). Socioeconomic and programmatic determinants of renewal of membership in a voluntary micro health insurance scheme: Evidence from Chakaria, Bangladesh. Glob Health Action, 10(1).

Kazungu, J. S., & Barasa, E. W. (2017). Examining levels, distribution and correlates of health insurance coverage in Kenya. Trop Med Int Heal, 22(9), 75-85.

Kusumaningrum, A., & Azinar, M. (2018). Kepesertaan masyarakat dalam Jaminan Kesehatan Nasional secara mandiri. Jurnal HIGEIA, 2(1), 49-60.

Oraro, T., Ngube, N., Atohmbom, G. Y., Srivastava, S., & Wyss, K. (2018). The influence of gender and household headship on voluntary health insurance: The case of North-West Cameroon. Health Policy Plan, 33(1), 63-70.

Rabbaniyah, F., & Nadjib, M. (2019). Analisis Sosial Ekonomi dalam Pemanfaatan Fasilitas Kesehatan untuk Berobat Jalan di Provinsi Jawa Barat : Analisis Data Susenas Tahun 2017. Jurnal MKMI, 15(1), 73-80.

RI Kementerian Kesehatan (2009). UU No 36 Tahun 2009 Tentang Kesehatan. Jakarta: KEMENKES.

Rusell, S. (1996). Ability to pay for health care: Concepts and evidence. Health Policy Plan, 11(3), 19-37.

Solida, A., Noerjoedianto, D., Mekarisce, A. A., & Widiastuti, F. (2021). POLA BELANJA KESEHATAN KATASTROPIK PESERTA JAMINAN KESEHATAN NASIONAL DI KOTA JAMBI. Jurnal Kebijakan Kesehatan Indonesia, 10(4), 209-215.

SUSENAS. (2014). Survei Sosial Ekonomi Nasional.

Ulfah, A., & Sodik, M. A. (2018). Status sosial ekonomi dan Kesehatan. Retrieved from osf.io: https://osf.io/8a5tn/

Wijianto, & Ulfa, I. F. (2016). Pengaruh Status Sosial dan Kondisi Ekonomi Keluarga terhadap Motivasi Bekerja Pengaruh Status Sosial dan Kondisi Ekonomi Keluarga Terhadap Motivasi Bekerja bagi Remaja Awal (Usia 12-16 Tahun) di Kabupaten Ponorogo. AL Tijarah, 2(2), 190-210.




DOI: https://doi.org/10.34007/jehss.v5i1.1145

Refbacks

  • There are currently no refbacks.


Copyright (c) 2022 Journal of Education, Humaniora and Social Sciences (JEHSS)

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Journal of Education, Humaniora and Social Sciences (JEHSS)

Publisher: Mahesa Research Center

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International Public License